LEGAL DISCLAIMERS

• Your home may be repossessed if you do not keep up repayments on your mortgage.
  

• Commercial mortgages are not regulated by the financial services authority.


• Buy-to-Let mortgages are not regulated by the financial services authority (unless let to a family member).


• Mortgages arranged in a foreign currency can fluctuate in value. Changes in the exchange rate may increase the sterling equivalent of your debt.


• Unsecured lending is not regulated by the financial services authority.


• Think carefully before securing other debts against your home.


• Your home may be repossessed if you do not keep payments up on your mortgage or other loan secured upon it.


• By consolidating debt onto your mortgage, you may actually end up paying more for the debt over a longer term.


• To understand the features and risks of a lifetime mortgage. Ask for a personalised illustration.


• The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

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