Merlin Mortgage Management Ltd

Aims to repay the mortgage in full should the borrower suffer a specified critical illness before the end of the mortgage term.

The Financial Risks....

If you become critically ill there is a significant chance that you will wish to or be forced to give up work. If your employer does not maintain your income in full you may have to manage the mortgage repayments with less, or worse, no money. All this may be at a time when you might need a larger income to cover the cost of your ill health and treatment as well as possible alterations to make your home and life more comfortable.

The State provides only limited assistance and then only after a significant waiting period. The financial risk of repossession of your home should you become critically ill cannot be under-estimated.

You are strongly advised therefore to both take and maintain critical illness cover to repay your mortgage and other debts should the situation arise.